DEAR ABBY: I live in a densely populated luxury high-rise apartment building in a busy downtown neighborhood that has a diverse mix of residents. I have lived here for four years and have never really had many issues, until recently.

These are challenging times. Like everyone, you are concerned about keeping your family safe and healthy, and you're doing your part to help protect your community from the effects of the coronavirus. And if you're an investor, you must also address your financial situation. How should you respond to the current market volatility and recent declines in investment prices?

DEAR HARRIETTE: I live in New York City, and the disparity between the haves and have-nots is so real, it’s scary. We are an average family, but we see now that being middle class almost equals being poor these days. Many of my neighbors packed up and shipped out as soon as news of the pandemic hit our city, which has more cases than anywhere else. It was like a Friday evening in the summer, when everybody goes to the Hamptons or to wherever their country homes are. We don’t have a country home.

DEAR ABBY: I have been divorced for three years. I have been dating a woman, “Stephanie,” whom I love and believe can be my next wife. We talk about marriage and have been very good for each other.